Read the following short scenario. Then select the response that best describes your views.
ABC Insurance Company served the inner-city area of a large western city with homeowners insurance. Recently, because of civil unrest, payment of claims exceeded estimates and the company found itself in the position of having to substantially reduce the dividend payment to its shareholders. The research department suggested the company cancel all policies in the inner city area and begin writing policies in the more affluent subdivisions of the city.
1. No ethical concern
2. Minor ethical concern
3. Moderate ethical concern
4. Important ethical concern
5. \Extremely important ethical concern