6. Wilson places a disability insurance policy for a customer who describes
himself as a carpenter. Some months later, Wilson learns that the man did
not disclose that what he actually does is restore old buildings, which
exposes him to mold, chemicals, and other significant hazards. Wilson
decides to keep this information to himself, knowing that a resulting claim
could result in either a large payout by his company or the voiding of the
policy for concealment. Wilson's action most likely
(Search Chapter 1)
O a. violates state compliance standards.
b. is excusable because the concealment was not his fault.
O c. is excusable because no claim has been filed to date and no harm was
done.
O d. is unethical and unfair to both the insurer Wilson represents and the
policyholder who may have his claim denied.