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Sagot :
The federal legislation requires lending companies to notify consumers of changes in rates and fees. The correct option is third.
Who is a consumer?
The one who takes the benefit of the laws and legislations is called a consumer.
The consumer is always a citizen of the country. The legislation which requires lending companies to notify the change in fees and rates to the final customers or consumers.
The Credit Card Accountability Responsibility and Disclosure Act is a consumer protection law that was given to protect consumers from unfair practices by credit card issuers by requiring more transparency in credit card terms and conditions and adding limits to charges and interest rates.
Thus, the correct option is third.
Learn more about consumer.
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