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Cumulative GPA (CGPA) of a student is defined as the sum of the product of all grades multiplied by the credits of the corresponding class, divided by the sum of all credits. For instance consider a student took three courses with 3, 3, and 4 credits. Assume that the grades of this student from these courses are 4.0, 3.7, and 3.3.

The CGPA of this student is: __________