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You should avoid giving out your Social Security number whenever possible; however, in some circumstances you will have to share it. What is the MOST appropriate situation to share your Social Security number?

a. when you are ordering new checks at the bank and have your number printed on the checks
b. when you open a new account for utilities or a new phone and they require a form of identification
c. when a credit card company calls to verify your information to give you a higher line of credit
d. when you start a new job and they need to report your tax income information to the IRS