Discover the answers you need at Westonci.ca, a dynamic Q&A platform where knowledge is shared freely by a community of experts. Explore in-depth answers to your questions from a knowledgeable community of experts across different fields. Connect with a community of professionals ready to help you find accurate solutions to your questions quickly and efficiently.

When discussing credit scores, your friends make the following statements. Which one of them is WRONG?
a. Casnell says, "Even if you close a credit card, the record of that card stays on your report for several years."
b. Joel says, "It's best to establish credit early, so you have a long credit history before you apply for a mortgage."
c. Jessie says, "Once you turn 18, it will be really easy to get approved for a credit card."
d. Kwame says, "Using your credit card every month, but paying off the balance each time, is a great way to boost your credit score.”