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Think about the benefits of each type of federal student loan and then discuss how you feel about taking out student loans to pay for college. Consider the options that you have for funding your education besides taking out loans.

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Answer:

Federal student loans generally have lower interest rates than private loans. Rates for new federal loans are also fixed, meaning they'll stay the same during your entire loan term. Private loans frequently offer variable rates, which increase whenever the Federal Reserve raises the interest rate benchmark.

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