A driver must have a liability insurance policy that provides at least $30,000 of coverage for a collision that results in the injury or death of a single person.
$30,000 for any accident resulting in the death or injury of more than one person. The coverage provides up to $30,000 in case there are two or more injuries. The insurance won't pay out more. The harmed parties divide the funds.
If you are judged to be at fault for the collision, bodily injury liability protection covers the other party's medical costs. In rare cases, it might even pay for lost wages and/or legal costs if the victim sues.
When you are at fault for a covered accident, property damage liability protection applies to any property damages that result. In addition to other property that might have been harmed in the collision, such as fences, buildings, phone poles, and other kinds of property, it might also pay for the other party's vehicle's repair or replacement costs.
I understand the question you are looking for is this:
A driver must have a liability insurance policy that provides at least _____ of coverage for a collision that results in the injury or death of a single person.
A. $25,000
B. $30,000
C. $40,000
D. $50,000
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