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Which of the following individuals has enrolled in a plan based on a fixed enrollment period?

a.
Lucy, who enrolls in a Medicare Advantage plan after moving into a skilled nursing facility institution.

b.
Ben, who enrolls in a Medicare Advantage plan during the Medicare Advantage Open Enrollment Period (MA OEP).

c.
Josephine, who enrolls in Original Medicare when she first becomes eligible for Medicare.

d.
Jorge, who enrolls in a Medicare Advantage plan during a special election period after special circumstances arose


Sagot :

The correct option is B. Ben, who enrolls in a Medicare Advantage plan during the Medicare Advantage Open Enrollment Period (MA OEP).

What is Medicare Advantage Plan?

  • In a Medicare Advantage plan, a Medicare beneficiary pays the monthly Medicare premium to the government but receives coverage for inpatient hospital stays and outpatient treatment from a commercial insurance provider. Usually, the plan also covers prescription medication.
  • Medicare Annual Enrollment and Medicare Advantage Open Enrollment are two types of enrollment that come under the Medicare advantage plan.
  • Anyone with Medicare can modify their coverage for the future year during Medicare Annual Enrollment, while Medicare Advantage Open Enrollment is only available to those who are already enrolled in a Medicare Advantage plan. Medicare benefits are provided through a private health insurer under the Medicare Advantage form of health insurance in the United States.

Hence, Ben has enrolled in a Medicare advantage plan based on a fixed enrollment period.

Learn more about the Medicare advantage plan here:

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