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If a beneficiary is enrolled in a MA-only PPO and they also sign up for a PDP plan, they will be automatically dropped from their MA plan is a "True" statement.
What is PPO plan?
PPOs are a form of health plans that let members see medical professionals both inside and outside the plan's network. Members can just use services outside the network, but doing so will result in increased out-of-pocket expenses and a possible lack of coverage for specific services.
Some key features of PPO are-
- All health insurance companies have agreements with clinics and facilities to treat their members.
- The term "network providers" or "in-network providers" refers to these medical professionals, who might comprise PCPs, specialists, and sometimes even institutions like labs, hospitals, or urgent care facilities.
- PPO members are insured for care both from in- and out- of-network providers, but they will pay more for the in providers and less for in-network doctors and hospitals.
What is MA plan?
Another option for getting your Medicare Both A B coverage is through Medicare Advantage Plans.
Some key features of MA plan are-
- Medicare-approved private enterprises that offer Medicare Advantage Plans, often known as "Part C" or "MA Plans," are required to abide by the rules established by Medicare.
- Many Medicare Advantage Plans cover prescription drugs (Part D). You'll typically have to work with medical professionals who are covered by the plan's network.
- These plans have a cap on how much you must spend out-of-pocket for covered services each year.
To know more about benefit of PPO, here
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