A warning sign that a credit counseling agency may not be legitimate is when they promise to _____. a. work with creditors to come up with a reasonable payment plan for paying off debt b. help lower the monthly payments you must make to your creditors c. pay off your debts by lowering the interest rate that you pay on them d. settle your debts without it hurting your credit rating please select the best answer from the choices provided a b c d

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07-09-2022
Business

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A warning sign that a credit counseling agency may not be legitimate is when they promise to _____. a. work with creditors to come up with a reasonable payment plan for paying off debt b. help lower the monthly payments you must make to your creditors c. pay off your debts by lowering the interest rate that you pay on them d. settle your debts without it hurting your credit rating please select the best answer from the choices provided a b c d

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smecloudbird18 smecloudbird18 · Answer 1 · 2022-09-17T12:30:53-04:00

A warning sign that a credit counseling agency may not be legitimate is when they promise to settle your debts without it hurting your credit rating. A credit rating is a gauge of a person's or a business's capacity to repay a financial commitment based on income and previous repayment records.

A credit rating, usually represented as a credit score, is one of the elements used by banks and lenders to assess whether or not to lend money. A credit rating is a quantitative assessment of a borrower's creditworthiness in general or in relation to a specific debt or financial obligation.

To learn more about credit, click here.

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