Mahnoor owns and operates mahnoor's coffee shop. the city of laketown, australia, where mahnoor's coffee shop is located, recently enacted a ban on all foam cups to help protect the environment. instead of switching to paper cups, mahnoor has decided to risk being fined by the city and to continue to use foam cups. she estimates that this will save her 10{,}00010,00010, comma, 000 australian dollars. she also estimates that there is a 12\%12%12, percent chance that she will be fined. the fine would be for 100{,}000100,000100, comma, 000 australian dollars. find the expected value of mahnoor's decision to continue to use foam cups.