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Emery started working part-time a few months ago, and his paychecks are starting to roll in. That’s a good thing because as soon as he turned 16 his parents told him that he would have to start paying some bills, specifically his cell phone, car insurance, and gasoline. Right now, he’s getting his paychecks cashed and using cash to pay for it all. He wonders if there is an easier way.

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