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Harry just bought a new four-wheel-drive jeep cherokee for his lumber business. the price of the vehicle was $35,000, of which he made a $5,000 down payment and took out an amortized loan for the rest. his local bank made the loan at 12% interest for five years. he is to pay back the principal and interest in five equal annual installments beginning one year from now. determine the amount of harry's annual payment.

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