Jane Smith lives at home with her parents at 5678 Main Street in Anytown, Missouri, but she has just put in an application for an apartment. After closing out her credit account with the Checkout store chain, she has only one credit card, from North Valley Credit Union. She currently makes installment payments to Tri-State Bank on her car.
You can review Jane’s credit report here.
Jane might want to check the “Current Balance” column on her credit report to make sure
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The account chart lists debt-to-credit ratio, which is the percentage of the credit limit currently owed. What would a debt-to-credit ratio near 100% mean?
Why should Jane look carefully at the “Delinquent” column?
A creditor would be interested in the public records information because it can show whether Jane
