Decide whether the following statement makes sense​ (or is clearly​ true) or does not make sense​ (or is clearly​ false). Explain your reasoning.

Fixed rate loans with​ 15-year terms have lower interest rates than loans with​ 30-year terms, so it always makes sense to take the​ 15-year loan.

Choose the correct answer below.
A.
This does not make sense because the monthly payments for the​ 15-year loan are much greater than a​ 30-year loan, even at a lower interest rate. Even though the interest is higher for​ 30-year loans, the borrower could pay more toward the principal each month with the option of paying the lower monthly payment if finances are poor one month.
B.
This does not make sense because​ 15-year loans​ don't usually have lower interest rates. The lenders would never be able to profit if the interest rates of these loans were less than those of​ 30-year loans.
C.
This makes sense because it is always better to have loans with short loan terms. A borrower could pay off the loan in 15​ years, and then spend the next 15 years saving money.
D.
This makes sense because paying a lower interest rate for a short period of time is not as costly as paying a higher interest rate for a long period of time.