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Because the speed of check-processing time is increasing to avoid overdrafts an account holder needs to verify that funds are available to cover a check when it is written as True.
A checking account is said to be not funded or not funded when it does not have the funds necessary to cover a transaction. The NSF acronym also refers to fees charged to customers for presenting checks. Otherwise, such payments cannot be covered by your account balance.
The bank must make the first $225 of the deposit available for cash withdrawal or check issuance by the beginning of the next business day after the bank business day of the deposit. Business Days Check Validation is a system that checks a national database of information about an individual to ensure that the check has been cleared and has not been tampered with.
Learn more about An account holder here;- https://brainly.com/question/29476505
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