a customer invests $100,000 in an equity indexed annuity contract tied to the standard and poor's 500 index. the contract has a 90% participation rate; a 15% cap; and a 3% floor. interest is credited to the contract under the annual reset method. the performance of the standard and poor's index over the next 3 years is: year 1: 20% year 2:-5% year 3:- 10% at the end of year 3, the customer will have a principal balance of approximately: $100,000 $105,000 $122,000 $125,000