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Sagot :
The process that a trustee would use in assessing whether the value of a mortgage pool is within the required overcollateralization levels is referred to marking to market.
A mortgage, often called a hypothec loan in civil law jurisdictions, is a loan utilised by either real estate buyers or current property owners to acquire money for any reason while enforcing a lien against the real estate being purchased.
Mortgage origination, a procedure, is how the loan is "secured" against the borrower's home. This implies that, in the event that the borrower defaults on the loan or otherwise violates its conditions, a legal procedure is established that enables the lender to seize and sell the secured asset to pay back the loan.
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