how is email a useful component of online banking?; some online banks offer "online bill pay." what does this mean?; which of the following items may be a good consideration in selecting a bank?; why do certificates of deposit tend to offer better interest rates than money market accounts?; which of the following are advantages of certificates of deposit (cds) over savings accounts?; why do some accounts, like savings accounts at your local bank, earn interest ; why is simple interest useful for planning parts of your financial future?; rate the following bank accounts from most to least liquid