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Sagot :
Credit score is based on factors such as the total amount you owe, the kind of accounts you have, and the ratio of your total debt to your available credit.
A higher score means you're more likely to get approved for a loan or credit card and to get better interest rates. A lower score means you're more likely to get denied for a loan or credit card and to pay higher interest rates.
Your credit score is a number that represents your creditworthiness. It is used by lenders to determine whether you are a good candidate for a loan and what interest rate you will be offered.
To know more about credit, click here.
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