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Jane will receive 18% less of her regular pay when she retires. Her regular pay is $500 per week. How much would she receive per week if she retires today? Then explain how you would calculate this using 100%-18%=82%

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You are multiplying 500 by .82 because 18% less of what she is currently making is 82% of what she is making. 82% of 500 is 410 (500 x .82) Therefore, Jane will receive $410.