Explore Westonci.ca, the leading Q&A site where experts provide accurate and helpful answers to all your questions. Get detailed answers to your questions from a community of experts dedicated to providing accurate information. Explore comprehensive solutions to your questions from a wide range of professionals on our user-friendly platform.

Kelly signs an instrument in favor of Leo that states it is "subject to a certain agreement between Kelly and Mona." This instrument is Question 7 options: a) nonnegotiable, because it refers to a separate agreement. b) negotiable. c) nonnegotiable, because it is made subject to a separate agreement. d) nonnegotiable, because Kelly and Mona are not the same persons.