Match the health insurance terms on the right with the descriptions of the terms on the left. (Note: These are not necessarily complete definitions, but there is only one correct description for each term.)
1. This disability occurs when an insured is unable to perform the majority of the occupational duties that he or she has been trained to perform.
2. This legislation requires, among other things, all Americans to have or buy health insurance beginning in 2014 or pay a penalty, and requires insurers to cover people with preexisting medical conditions without limiting or setting unrealistically high insurance rates.
3. This provision of many health insurance policies prevents an insured from collecting more than 100% of covered charges by owning and filing claims with more than one policy.
4. Under this federal law, if you’ve already been covered by a health insurance plan without a break in coverage of more than 63 days and you apply for new insurance, insurers cannot turn you down, charge you higher premiums, or impose an exclusionary period due to your health status.
5. This clause in many health insurance contracts allows the insurer to cancel a policy at any time.