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Select the correct answer.
Which is the best summary of paragraphs 1-16?

A.
Madame Loisel loses her friend's diamond necklace, and her husband goes all over the city to try to find it. Finally, they decide to buy a new necklace to replace the lost one. The new one is expensive. The couple pays half the amount in cash and saves money to pay off the rest.
B.
Madame Loisel and her husband buy an expensive necklace for a friend. Madame Loisel lost her friend's necklace and now she needs to replace it. Even though Madame Loisel and her husband searched everywhere for the lost necklace, they never found it.
C.
After Madame Loisel loses her friend's diamond necklace, she and her husband buy a new one to replace it. The new necklace is very expensive, and Madame Loisel and her husband go into poverty to pay off the debt to the jeweler, which takes them ten long years.
D.
Madame Loisel is careless and loses her friend's diamond necklace. She and her husband buy a new, expensive necklace to replace it. The couple spend the next ten years paying off the debt they owe for the new necklace. Madame Loisel deserves this punishment for being so careless.