Final answer:
Settlements in disaster-prone areas are controversial due to financial impacts, disparities in recovery efforts, and challenges in incentivizing residents to live in safer zones.
Explanation:
Settlements in places with regular natural disasters are controversial due to various factors such as increased risk, financial impacts, inequalities, and social injustice. For instance, low-income households are often uninsured and struggle to recover financially from disasters, leading to disparities in recovery efforts. Moreover, the tension between creating disincentives for living in high-risk zones and supporting existing residents poses challenges in disaster-prone areas.
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