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Cik Ros receives her credit card statement with a current balance of RM3200 from Bank Juara.She pays the minimum amount of 5% of the current balance.A late penalty charge of 18% per year is imposed on the outstanding amount after the interest free period of 15 days.Calculate the amount payable after the intterest free period has ended.
Please write your calculations only that is your answer for this question and write your answer in malay please.No need explanation.

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