Final answer:
Funds can be deposited into a rollover IRA when an employee quits her job or when an individual receives an inheritance.
Explanation:
Rolling over funds into a rollover IRA can occur when an employee quits her job and receives money from her qualified plan. This money can then be deposited into a rollover IRA to maintain the tax-advantaged status.
Additionally, if an individual receives an inheritance, those funds could also be deposited into a rollover IRA. However, the other scenarios mentioned, such as a wrongful death lawsuit settlement or surrendering a life insurance policy, do not typically allow for the funds to be deposited into a rollover IRA.
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