Discover a world of knowledge at Westonci.ca, where experts and enthusiasts come together to answer your questions. Get the answers you need quickly and accurately from a dedicated community of experts on our Q&A platform. Explore comprehensive solutions to your questions from knowledgeable professionals across various fields on our platform.

Risha explained to her financial planner, "I don't believe in funding my children's education because I believe that by paying for their own education, they will work harder." Should Risha's financial planner present her recommendations related to contributing to an RESP, including the fact that contributions will earn a 20% CESG and could save Risha's children money?

a. No, because Risha is in the pre-contemplation stage of change.
b. Yes, because Risha is in the contemplation stage of change.
c. Yes, because Risha is in the pre-contemplation stage of change.
d. No, because Risha is in the contemplation stage of change.