To determine the annual premium for a \$75,000 10-year term policy for a 25-year-old male, we will follow these steps:
1. Identify the relevant premium per \$1,000 of face value from the table:
- For a 25-year-old male with a 10-year term policy, the premium per \[tex]$1,000 of face value is \$[/tex]4.85.
2. Determine the face value of the policy:
- The face value of the policy is \$75,000.
3. Calculate the number of units of \$1,000 in the face value:
- Divide the face value by \$1,000:
[tex]\[
\frac{75,000}{1,000} = 75 \text{ units}
\][/tex]
4. Calculate the total annual premium:
- Multiply the number of units (75) by the premium per \[tex]$1,000 (\$[/tex]4.85):
[tex]\[
75 \times 4.85 = 363.75
\][/tex]
So, the annual premium for a \[tex]$75,000, 10-year term policy for a 25-year-old male is \(\$[/tex]363.75\).
Thus, the correct answer is:
a. \$363.75
