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Sagot :
Final answer:
To allow a surgical procedure not covered by insurance, pre-authorization is needed. If the procedure is denied despite medical necessity, appealing the denial and filing a complaint can be actions against the provider.
Explanation:
A. To allow the surgical procedure not covered by Julia's insurance plan, pre-authorization must be obtained from her insurance company.
B. If the insurance company denies the procedure despite its medical necessity due to a differing utilization protocol, the action that could be brought against the provider is appealing the denial and potentially filing a complaint with the insurance regulatory authorities.
Learn more about medical necessity and insurance coverage here:
https://brainly.com/question/32761283
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