I am a father who is helping his daughter pay off her student loan of $50,000. That is a lot of money; however, it is a drop in the student-loan bucket that currently holds over $1 trillion of student debt. In fact, 44 million Americans currently owe money on their student loans—a major problem. Without a solution, young adults entering the workforce will do so knowing that their paychecks will be significantly less due to the need to repay their student loans. The government must work to change this.