Which of the following riders added to a life insurance policy can pay part of the death benefit to the insured to cover expenses incurred in a nursing or convalescent home?

A. Guaranteed insurability
B. Accidental death
C. Payor benefit
D. Long-term care

Question

10-07-2024
Business

Answered

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Which of the following riders added to a life insurance policy can pay part of the death benefit to the insured to cover expenses incurred in a nursing or convalescent home?

A. Guaranteed insurability
B. Accidental death
C. Payor benefit
D. Long-term care

Sagot :

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GinnyAnswer GinnyAnswer · Answer 1 · 2024-07-10T11:34:49-04:00

Final answer:

The Long-term care rider allows part of the death benefit to cover nursing home expenses for the insured.

Explanation:

The rider that can pay part of the death benefit to the insured to cover expenses in a nursing or convalescent home is the Long-term care rider. This rider provides coverage for long-term care expenses while the insured is still alive.

Learn more about Life insurance policy riders here:

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