Answered

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Module 2 Quiz - Question 6 of 10

Which of the following types of services do insurance companies intentionally create moral hazard?

A. Preventive Care
B. Surgery
C. Physical Rehabilitation
D. Acute Care

Sagot :

GinnyAnswer

Final answer:

Insurance companies intentionally create moral hazard in specific services like Acute Care to manage risks effectively.


Explanation:

Insurance companies intentionally create moral hazard in particular types of services to manage risk effectively. One example is Acute Care, where overutilization of services may occur due to the fee-for-service model, leading to unnecessary treatments driven by the payment system. This incentivizes providers to focus on the quantity rather than the quality of care, potentially compromising patient health outcomes.


Learn more about Moral hazard in insurance services here:

https://brainly.com/question/33322360


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