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Rules of replacement apply to all of the following EXCEPT:

A. Group life insurance
B. Annuities
C. Limited-pay policies
D. Whole life policies


Sagot :

Final answer:

Rules of replacement apply to annuities, limited-pay policies, and whole life policies, but not to group life insurance.


Explanation:

Rules of replacement in the context of insurance policies refer to the ability to replace an existing policy with a new one without medical underwriting based on certain conditions. This option is applicable to various insurance products such as annuities, limited-pay policies, and whole life policies. However, it does not usually apply to group life insurance because group policies are typically tied to employment and may not offer individual replacement options.


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