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\begin{tabular}{|c|l|}
\hline Amount Owed & [tex]$30 \%$[/tex] \\
\hline Length of Credit History & [tex]$15 \%$[/tex] \\
\hline New Credit and Inquiries & [tex]$10 \%$[/tex] \\
\hline Credit Mix & [tex]$10 \%$[/tex] \\
\hline
\end{tabular}

A borrower has a credit score of 675. How many points come from length of credit history and new credit and inquiries?

A. 135
B. 270
C. 168.75
D. 167.85


Sagot :

Alright, let's solve this step-by-step to determine how many points come from the length of credit history and new credit and inquiries, given a borrower's credit score of 675.

### Step 1: Identify Percentages
From the table, we note the following percentages:
- Length of Credit History: [tex]\(15\%\)[/tex]
- New Credit and Inquiries: [tex]\(10\%\)[/tex]

### Step 2: Convert Percentages to Decimal Form
To use these percentages in our calculations, convert them to decimal form:
- Length of Credit History: [tex]\(15\% = 0.15\)[/tex]
- New Credit and Inquiries: [tex]\(10\% = 0.10\)[/tex]

### Step 3: Calculate Points from Length of Credit History
To find the points contributed by the length of credit history, multiply the borrower's credit score by the decimal form of the percentage:
[tex]\[ \text{Length of Credit History Points} = 675 \times 0.15 \][/tex]

### Step 4: Calculate Points from New Credit and Inquiries
Similarly, to find the points contributed by new credit and inquiries, multiply the borrower's credit score by the decimal form of the percentage:
[tex]\[ \text{New Credit and Inquiries Points} = 675 \times 0.10 \][/tex]

### Step 5: Provide Final Calculations
Without performing the multiplications here explicitly, the final results are:
- Length of Credit History Points: [tex]\(101.25\)[/tex]
- New Credit and Inquiries Points: [tex]\(67.5\)[/tex]

### Conclusion
The total points coming from the length of credit history and new credit and inquiries are [tex]\(101.25\)[/tex] and [tex]\(67.5\)[/tex] respectively. Therefore, the answer to the question "How many points come from length of credit history and new credit and inquiries?" is:
[tex]\[ \boxed{168.75} \][/tex]