Credit card companies determine creditworthiness based on factors such as occupation and salary to assess an individual's financial stability and repayment ability.
Occupation and salary are the factors credit card companies would most likely use to determine an applicant's creditworthiness. These factors help assess an individual's financial stability and ability to repay credit card debts.
For example, an applicant with a high-paying job and a stable occupation is more likely to be perceived as creditworthy compared to someone with a lower income and a less secure job.
Additionally, a history of steady income and employment can positively influence an applicant's creditworthiness.
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