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Which right does the Fair Debt Collection Practices Act (FDCPA) give borrowers?

A. The right to verify the amount owed
B. The right to negotiate debt
C. The right to declare bankruptcy
D. The right not to receive phone calls

Sagot :

Final answer:

The FDCPA grants borrowers rights such as verifying the debt amount, negotiating debt, and opting out of phone calls.


Explanation:

The Fair Debt Collection Practices Act (FDCPA) provides borrowers with several rights:

  1. The right to verify the amount owed: Borrowers have the right to request validation of the debt from the debt collector.
  2. The right to negotiate debt: Borrowers can negotiate payment terms and settlements with debt collectors.
  3. The right not to receive phone calls: Borrowers have the right to request that debt collectors stop contacting them via phone.

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