Answered

Westonci.ca is the premier destination for reliable answers to your questions, provided by a community of experts. Our Q&A platform provides quick and trustworthy answers to your questions from experienced professionals in different areas of expertise. Experience the convenience of finding accurate answers to your questions from knowledgeable experts on our platform.

### Chapter 2: Types of Health Policies - Chapter Quiz

Question 2 of 15:

Insurers usually do not reimburse claimants for 100% of income lost due to disability. What is the reason for insurer limitations on coverage amounts?

A. To make sure there is enough money to reimburse all the claims

B. To provide an incentive for the insured to return to work

C. To reimburse only for the premiums paid into the policy

D. To pay no more than 50% of the pre-disability income

---

Submit Answer

Sagot :

GinnyAnswer

Final answer:

Insurance companies limit reimbursement amounts for disability claims to reduce moral hazard and create incentives for the insured to return to work.


Explanation:

Insurance companies limit reimbursement amounts for disability claims to reduce moral hazard and ensure individuals do not exploit the insurance. By not reimbursing 100% of income lost, insurers create an incentive for the insured to return to work and share the costs of the claim.


Learn more about Insurance policies here:

https://brainly.com/question/46738125


We hope our answers were helpful. Return anytime for more information and answers to any other questions you may have. We appreciate your time. Please come back anytime for the latest information and answers to your questions. We're glad you chose Westonci.ca. Revisit us for updated answers from our knowledgeable team.